We offer all loan programs, from VA, FHA and USDA financing to Conventional, Non-Conforming and Alt-A financing. What I specialize in is educating you on all of these options, including different down payment strategies, so that you end up in the right mortgage for you specifically.
FIRST TIME HOME BUYERS
Purchasing real estate, especially for the first time, can feel like an overwhelming or intangible goal. Not around here! Regardless of how many steps it will take, we will help you create the right plan to get there.
I’m confident that real estate is the best tool to build wealth, so let me start by educating you on the market and convincing you as well. Then, we’ll get you pre-approved. Then, we’ll look at your big picture to make sure this home purchase is bettering you in the long run.
Sometimes a refinance isn’t just a refinance.
Consider me your debt manager, I’ll help you best handle the largest amount of indebtedness you are likely to ever take on. Then I’m going to help you manage all of your other debts too.
Whether you are looking to shorten your loan term, consolidate your debts, expedite your payoff, reduce your monthly payment or improve your home – let’s see what your property and mortgage could be doing better for you
As your mortgage advisor for life, odds are that at some point you will outgrow your first home and be back in touch with us to strategize your “move-up.” Alternatively, you may be downsizing and looking to divide your real estate investment – for less house and more return.
Either way, when you are making the move and have real estate already – your financing strategy needs to be even more sophisticated and we excel at handling these transactions with many moving parts.
Do you have a unique situation? Has another bank told you that you don’t qualify for a mortgage? Are you in need of guidance on anything from your budget to your credit?
Do you earn income in a less than traditional fashion? Around here, we find ways to close – it’s our job to dive deeper into your file to find a logical and approvable financing strategy…even if everyone else couldn’t.
FREQUENTLY ASKED QUESTIONS
Financing is complex and you probably have quite a few questions already.
Start here and then let’s get in touch to dive deeper.