OUR PROCESS
OUR PROCESS
Obtaining a mortgage can be stressful, whether it’s a purchase loan or a refinance. To make the process enjoyable, we try to do as much of the loan “upfront” as possible. This helps us identify any potential obstacles before you are in contract so that your escrow can be just slightly less busy.
It also aides us in presenting the strongest offer – if you are up against other buyers but your loan has been almost fully underwritten in advance – your offer is pretty much as good as cash!
WHY US
What is most important to you? Speed, perspective or price? If you don’t want to choose, if you want all of the above – I’m the mortgage advisor you need to choose. The service I provide clients is not just about being available to answer all of your questions quickly and close on time. It’s also not just about getting you the best interest rate and loan terms. It’s not even just about educating you and empowering you on your financial journey. What makes my mortgage experience different is the combination of all of these services.
THE PROCESS
Obtaining a mortgage can be stressful, whether it’s a purchase loan or a refinance. To make the process enjoyable, we try to do as much of the loan “upfront” as possible. This helps us identify any potential obstacles before you are in contract so that your escrow can be just slightly less busy. It also aides us in presenting the strongest offer – if you are up against other buyers but your loan has been almost fully underwritten in advance – your offer is pretty much as good as cash!
OUR GOAL
Closing is not the number one priority, it’s just one of the first opportunities I have to demonstrate my credibility. I want to earn your trust and become your mortgage advisor for life.
So my main goal is to become the person you call with any financing need and I do that by getting you to the closing table feeling calm, confident and financially safe!
MY VIDEOS
MY VIDEOS
Cheaping out on your biggest financial move?
Find a house that fits your finances.
When is the BEST time to buy?
Why choose me?
Reno Market bound to Kick Ass.
Would you rather?
21 DAY ESCROW PROCESS
21 DAY ESCROW PROCESS
Day 6-10
Underwriting Review.
Day 16-20
Sign Final Loan Documents at the Title Company, Wire in Funds to Close, Make ZERO changes to your finances.
Day 1-5
Sign Initial Loan Disclosures, update documents, order appraisal, lock an interest rate.
Day 11-15
Clear underwriting conditions and sign Closing Disclosure.
Day 21
CLOSE!
Day 1-5
Sign Initial Loan Disclosures, update documents, order appraisal, lock an interest rate.
Day 6-10
Underwriting Review.
Day 11-15
Clear underwriting conditions and sign Closing Disclosure.
Day 16-20
Sign Final Loan Documents at the Title Company, Wire in Funds to Close, Make ZERO changes to your finances.
Day 21
CLOSE!