Reno – a formerly Boom or Bust kind of place.
January 29, 2019  |  

I try to seek out intellectual conversation – it’s a nice break from the sales talk or social media scrolling or never-ending onburst of less- than- breaking news about our elected officials’ inability to fulfill their job requirements. Lately my favorite question to ask locals is: do you think our local economy will fair better […]

Read More
“Move Up Buyers” – Making the largest down payment will keep your expenses the lowest right? Wrong!
January 21, 2019  |  

A move-up buyer is just as the name describes – someone who owns their home currently and wants to sell it to buy something bigger or better.  Many move-up buyers plan to use all of the proceeds from the sale of their current home towards the down payment on their new home.  The goal is […]

Read More
Head to YouTube for more!
January 09, 2019  |  

I’m finally getting around to linking my YouTube Channel to my blog.  You can head there for more on the Reno Market and Mortgage News.   Shivani Peterson Mortgage Lender on YouTube

Read More
Why is my Pre-Approval process different?
December 21, 2018  |  

During the past 31 years, which may or may not be my entire life, Reno has undergone quite the transformation.  It has been really exciting, especially in the last 8-10 years to see all of the growth and the culture that has resulted from it.  This is what makes new buyer leads so exciting for […]

Read More
Don’t Wait until January to tackle your Financial Goals.
November 26, 2018  |  

Why an annual mortgage review is key – every year…as in annually. For all of my clients, our relationship doesn’t end at closing.  I continue to monitor their mortgage and property value so that I can alert them of opportunities.  These include opportunities to remove mortgage insurance, opportunities to consolidate debt , opportunities to pay […]

Read More
3 Questions More Important than Rate
October 26, 2018  |  

Often, clients begin their first conversation with a lender by asking about interest rates and fees.  Important questions to consider on a purchase as substantial as real estate but in fact, those are not the most important questions.  After years of behind-the-scenes experience in the mortgage industry and specifically seeing first-hand how many things can […]

Read More
Is your house your key to debt relief?
April 10, 2017  |  

Everyone is talking about home prices going up – but what does that mean for you if you already bought your home 3-4 years ago?  First it means you’re lucky and/or a smart cookie.  It also means you’re probably sitting on quite a bit of equity.  Home values increased 7% between February 2016 and February […]

Read More
Student Loans and Homeownership – Can they coincide?
April 05, 2017  |  

  We know that levels of home ownership rise amongst those with higher levels of education.  However, we also know that as that level of education rises, typically so does the amount of debt required to attain it.  These two trends get interesting when you compare the level of home ownership between college graduates who […]

Read More
Buy Downs are a Buyer’s Secret Weapon
March 15, 2017  |  

As we head into the busiest home-buying season, Reno buyers may be looking for any advice they can get to come out ahead in the negotiations.  We know interest rates are on the rise – buyers will pay $57 more per month for their mortgage than they would have by locking this time last year.  […]

Read More
What happens when the Sky Falls?
February 28, 2017  |  

Mike Kazmierski’s opinion piece,”Reno’s Housing Sky is Falling,” received quite of bit of attention last week.   He brilliantly pointed out that these rising home prices in our area are not due to a bubble, but a direct result of the immense job growth we’ve seen – coupled with an inadequate amount of new housing.  At […]

Read More
Page - 2 of 3